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Agricultural

Loan Rates

Business

Loan Rates

Consumer

Loan Rates

Investment

Rates

Mortgage

Loan Rates

Investment rates - effective Wednesday, August 20, 2008

Type

Interest Rate (%)

Annual Percentage Yield (%)

Statement Savings

.45

.45

Passbook Savings

.40

.40

Christmas Club

.65

.65

Now Accounts

.35

.35

Super Now Accounts

.40

.40

IMMA - Personal/Business

$0.0 - $10,000

.75 .76

$10,000 - $25,000

1.00 1.00

$25,000 & Over

1.50 1.51

3 Month CD

1.90

1.91

6 Month CD

2.00

2.01

1 Year CD

2.50

2.50

2 Year CD

2.75

2.75

3 Year CD

3.05

3.05

4 Year CD

3.25

3.25

IRA - 1 Year

2.50

2.50

A penalty may be imposed for early withdrawal of CD's and IRA's. Renewable and non-renewable CD's available. Please see our Certificate of Deposit page to view full disclosures.

Consumer Loan Rates - effective Wednesday, August 20, 2008

Automobiles

Term

Rate (%)

*Annual

Percentage Rate (%)

Monthly Repayment

Schedule ($)

2007/2006

24 Mo

7.75

8.098

451.13

36 Mo

7.75

8.063

312.21

48 Mo

8.00

8.303

244.13

60 Mo

8.75

8.298

202.76

2005

24 Mo

8.25

8.598

453.41

36 Mo

8.25

8.564

314.52

48 Mo

8.50

8.804

246.48

60 Mo

8.50

8.799

205.17

2004

36 Mo

8.75

9.065

316.84

48 Mo

9.00

9.305

248.85

2003/2002

24 Mo

9.75

10.100

460.30

36 Mo

10.00

10.317

322.67

2001/2000

24 Mo

13.75

14.106

478.95

36 Mo

14.25

14.575

342.99

RESA

60 Mo

7.75

8.047

201.57

Personal Loans

Amount

Rate (%)

*Annual

Percentage Rate (%)

 Repayment

Schedule ($)

6 Month Single Pay

$1000 or less

18.00

25.726

1126.87

$1001-$2000

14.00

21.580 - 17.794

1107.53 - 2175.50

$2001-$3000

12.00

15.757 - 14.506

2156.49 - 3214.61

$3001 and up

10.00

12.482 and up

3185.72 and up

* The APR (Annual Percentage Rate) is calculated based on a $10,000 loan with a $1.00 per month loan processing fee.  This loan assumes a 20% down payment.

Mortgage Rates - effective Wednesday, August 20, 2008

Type

15 Year (%)

20 Year (%)

30 Year (%)

40 Year (%)

40 Day Rate Lock 5.875 6.375 6.500 6.750
APR based on $100,000 mortgage with escrow and out of pocket costs and a 20% down payment based on a 40 day rate.
  15 Year 20 Year 30 Year 40 Year
Annual Percentage Rate (%) 6.926 6.416 6.532 6.778
Repayment Schedule ($)

837.19

738.23

632.07

603.36
       
We receive the fixed rates every business morning at 10:00 AM. The rates listed above are subject to fluctuation during the day. If you have any questions, please contact a Loan Officer.
In-House Mortgage Rates Wednesday, August 20, 2008

Loan Type

Rate (%)

*APR (%)

Repayment

Schedule ($)

Construction up to 6 months  7.00 10.985 Interest on the amount of principal advanced payable monthly
1 Year Balloon 7.50 7.631 369.50
2 Year Balloon 7.75 7.882 377.66
* This Annual Percentage Rate is based on a $50,000 mortgage with a 1% loan administration fee. This also assumes a 20% down payment and a 25 year amortization schedule.
Agricultural/Business Loan Rates Wednesday, August 20, 2008
Generally, loan rates are set as follows: Prime Interest Rate plus 2%.  Contact any of our lending officers or loan support staff for more specific information.
  Palmyra State Bank - Palmyra, WI - Since 1911

Copyright 2004 - Palmyra State Bank - Palmyra, Wisconsin

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Site Last Updated Monday, September 27, 2004 2:17 PM