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Investment rates - effective Wednesday, August 20, 2008 |
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Type |
Interest Rate (%) |
Annual Percentage Yield (%) |
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Statement Savings |
.45 |
.45 |
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Passbook Savings |
.40 |
.40 |
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Christmas Club |
.65 |
.65 |
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Now Accounts |
.35 |
.35 |
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Super Now Accounts |
.40 |
.40 |
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IMMA - Personal/Business |
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$0.0 - $10,000 |
.75 | .76 | ||||||||||||||||||||||
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$10,000 - $25,000 |
1.00 | 1.00 | ||||||||||||||||||||||
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$25,000 & Over |
1.50 | 1.51 | ||||||||||||||||||||||
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3 Month CD |
1.90 |
1.91 |
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6 Month CD |
2.00 |
2.01 |
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1 Year CD |
2.50 |
2.50 |
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2 Year CD |
2.75 |
2.75 |
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3 Year CD |
3.05 |
3.05 |
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4 Year CD |
3.25 |
3.25 |
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IRA - 1 Year |
2.50 |
2.50 |
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A penalty may be imposed for early withdrawal of CD's and IRA's. Renewable and non-renewable CD's available. Please see our Certificate of Deposit page to view full disclosures. |
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| Consumer Loan Rates - effective Wednesday, August 20, 2008 | ||||||||||||||||||||||||
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Automobiles |
Term |
Rate (%) |
*Annual Percentage Rate (%) |
Monthly Repayment Schedule ($) |
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2007/2006 |
24 Mo |
7.75 |
8.098 |
451.13 |
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36 Mo |
7.75 |
8.063 |
312.21 |
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48 Mo |
8.00 |
8.303 |
244.13 |
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60 Mo |
8.75 |
8.298 |
202.76 |
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2005 |
24 Mo |
8.25 |
8.598 |
453.41 |
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36 Mo |
8.25 |
8.564 |
314.52 |
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48 Mo |
8.50 |
8.804 |
246.48 |
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60 Mo |
8.50 |
8.799 |
205.17 |
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2004 |
36 Mo |
8.75 |
9.065 |
316.84 |
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48 Mo |
9.00 |
9.305 |
248.85 |
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2003/2002 |
24 Mo |
9.75 |
10.100 |
460.30 |
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36 Mo |
10.00 |
10.317 |
322.67 |
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2001/2000 |
24 Mo |
13.75 |
14.106 |
478.95 |
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36 Mo |
14.25 |
14.575 |
342.99 |
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RESA |
60 Mo |
7.75 |
8.047 |
201.57 |
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Personal Loans |
Amount |
Rate (%) |
*Annual Percentage Rate (%) |
Repayment Schedule ($) |
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6 Month Single Pay |
$1000 or less |
18.00 |
25.726 |
1126.87 |
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$1001-$2000 |
14.00 |
21.580 - 17.794 |
1107.53 - 2175.50 |
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$2001-$3000 |
12.00 |
15.757 - 14.506 |
2156.49 - 3214.61 |
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$3001 and up |
10.00 |
12.482 and up |
3185.72 and up |
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* The APR (Annual Percentage Rate) is calculated based on a $10,000 loan with a $1.00 per month loan processing fee. This loan assumes a 20% down payment. |
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Mortgage Rates - effective Wednesday, August 20, 2008 |
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Type |
15 Year (%) |
20 Year (%) |
30 Year (%) |
40 Year (%) |
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| 40 Day Rate Lock | 5.875 | 6.375 | 6.500 | 6.750 | ||||||||||||||||||||
| APR based on $100,000 mortgage with escrow and out of pocket costs and a 20% down payment based on a 40 day rate. | ||||||||||||||||||||||||
| 15 Year | 20 Year | 30 Year | 40 Year | |||||||||||||||||||||
| Annual Percentage Rate (%) | 6.926 | 6.416 | 6.532 | 6.778 | ||||||||||||||||||||
| Repayment Schedule ($) | 837.19 |
738.23 |
632.07 |
603.36 | ||||||||||||||||||||
| We receive the fixed rates every business morning at 10:00 AM. The rates listed above are subject to fluctuation during the day. If you have any questions, please contact a Loan Officer. | ||||||||||||||||||||||||
| In-House Mortgage Rates Wednesday, August 20, 2008 | ||||||||||||||||||||||||
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Loan Type |
Rate (%) |
*APR (%) |
Repayment Schedule ($) |
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| Construction up to 6 months | 7.00 | 10.985 | Interest on the amount of principal advanced payable monthly | |||||||||||||||||||||
| 1 Year Balloon | 7.50 | 7.631 | 369.50 | |||||||||||||||||||||
| 2 Year Balloon | 7.75 | 7.882 | 377.66 | |||||||||||||||||||||
| * This Annual Percentage Rate is based on a $50,000 mortgage with a 1% loan administration fee. This also assumes a 20% down payment and a 25 year amortization schedule. | ||||||||||||||||||||||||
| Agricultural/Business Loan Rates Wednesday, August 20, 2008 | ||||||||||||||||||||||||
| Generally, loan rates are set as follows: Prime Interest Rate plus 2%. Contact any of our lending officers or loan support staff for more specific information. | ||||||||||||||||||||||||
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Copyright 2004 - Palmyra State Bank - Palmyra, Wisconsin Palmyra State Bank uses links to other sites in an effort to help locate interesting topics and assist our customers. Palmyra State Bank cannot attest to the accuracy of information provided by the sites. Linking to another site does not mean a site or product is endorsed by Palmyra State Bank. Site Last Updated Monday, September 27, 2004 2:17 PM |
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