Palmyra State Bank ~ Whitewater, Wisconsin

My Account Access

Take Me To:

Access ID:

First Time Users Click Here

Forgot Your Password?

Electronic Services

eStatements
FDIC-Electronic Deposit Insurance Estimator (EDIE)

Customer Alerts

Click here for information regarding changes to Temporary FDIC Insurance Coverage.

Regular

Now & Super Now

IMMA

Palmyra State Bank Checking Accounts

At Palmyra State Bank, we provide a wide variety of checking account products. We invite you to browse our various options either by clicking the links above or from the list below. If you have any questions please feel free to contact one of our new accounts representatives at our office.

Checking Accounts:

Regular Checking
Now & Super Now Accounts
IMMA

Click here to reorder checks!

Account Eligibility Requirement: Customer must not have an unfavorable record with ChexSystems, Inc.

Additional Transactional Account Charges May Apply, Click Here For Details.
Additional Consumer Checking Account Disclosures are available here.

Regular Checking

A Palmyra State Bank Regular Checking is the perfect account for the person who doesn't want to worry about high minimum balances and excessive service charges. With just a $300.00 balance requirement a regular checking account can suit anyone's checking needs. Compare what your current checking account does for you with our Regular Checking account and see how we can help you!

Account Overview:

Direct Deposit friendly
Unlimited check writing
Easy-to-Balance Statements in Check Number Order
24 Hour Pulse and Checkcard (debit card) access
24 Hour Internet Banking
24 Hour Telephone Account Inquiry & Transfer Information (1-800-236-8766)
Customer pays check printing fees
No Opening Deposit Requirement
No Monthly Service Charge or Fees with a $300 Minimum Balance
If balance falls below $300, the following fees apply:
- $3.50 Monthly Maintenance Fee
- $0.25 Debit Fee Charge
Senior Citizens (65 and over) May be Exempt from Service Charges Upon Request

Eligibility Requirement: Customer must not have an unfavorable record with ChexSystems, Inc.

Additional Transactional Account Charges May Apply, Click Here For Details.
Additional Consumer Checking Account Disclosures are available here.

Now & Super Now Checking

Palmyra State Bank Now and Super Now Checking accounts are excellent choices for interest bearing accounts!
Both accounts earn competitive high yielding variable interest rates with convenient account access benefits. Does your current interest bearing account measure up? Let Palmyra State Bank provide you with the services you deserve.

Account Overview (Both Now & Super Now):

Direct Deposit friendly
Unlimited check writing
Easy-to-Balance Statements in Check Number Order
24 Hour Pulse and Checkcard (debit card) access
24 Hour Internet Banking
24 Hour Telephone Account Inquiry & Transfer Information (1-800-236-8766)
Customer pays check printing fees
Earns competitive high yielding variable interest rate
Interest is compounded monthly and credited on the last day of the statement
Now Accounts - No Monthly Service Charge if balance is $1,000 or more.
If balance falls below $1,000, the following fees apply:
- $6.00 Monthly Maintenance Fee
- $0.25 Withdrawal Fee Charge
Super Now Accounts - No Monthly Service Charge if balance is above $2,500 or $5,000 average balance
If balance falls below $2,500 or $5,000 average, the following fees apply:
- $7.00 Monthly Maintenance Fee
- $0.25 Withdrawal Fee Charge

Insured Money Market Account

Palmyra State Bank Money Market Accounts have multiple tiers with increasing interest rates with each tier!
Accounts earn competitive high yielding variable interest rates with convenient account access benefits.

Account Overview:

Direct Deposit friendly
Unlimited withdrawals in bank lobby
Easy-to-Balance Statements in Check Number Order
24 Hour Pulse and Checkcard (debit card) access
24 Hour Internet Banking
24 Hour Telephone Account Inquiry & Transfer Information (1-800-236-8766)
Customer pays check printing fees
Earns competitive high yielding variable interest rate.
Interest is compounded monthly and is credited on the last day of the statement
No service charges if balance is $1,000 or more
If balance falls below $1,000 a $7.00 Monthly Maintenance Fee applies
Maximum of 6 transactions per month

Additional Transactional Account Charges back

Stop Payment

Non-Sufficient Funds (Per Item)

Overdrafts (Per Item)

Accounts overdrawn over 3 consecutive days will be charged $2 per day for each additional day overdrawn.

Statement Copies (Per Copy)

Check Copies (Per Copy)

Bookkeeping Research (Per Hour)

Wire Transfer, Incoming

Wire Transfer, Outgoing

Item Returned Unpaid to Bank

Cashiers Check

Personal Money Order

PULSE Card & Checkcard

Replacement PULSE Card & Checkcard

International ACH Transaction

$20.00

$2.00

$15.00

$10.00

$18.00

$5.00

$3.00

$2.50

$5.00

$10.00

Collections Under $50 (Incoming & Outgoing)

Collections Over $50 (Incoming & Outgoing)

Check Certification

Handling Each Legal Process Affecting the Account:

Attachment

Garnishment

Levy, Etc.

Special Cut-Off of Statement

Telephone Transfer

Reconciling of Bank Statement:

First Time (In 3 Month Period)

Any Additional (Per Hour)

Coupon Redemption (Per Envelope)

ATM Usage Fees:

Palmyra State Bank ATM

PULSE Network ATM

Outside PULSE Network

$7.50

$15.00

$25.00

$2.00

$1.00

N/C

$15.00

$2.00

N/C

Disclosures that apply to all accounts: back

All references to "balance" is the Daily Balance, which is the balance at the end of each day during the statement cycle.
If an Average Balance is noted, the average daily balance is determined by adding the full amount of principal in the account for each day of the period and dividing that figure by the number of days in the period.
The Overdraft/Non-Sufficient Funds charges/fees applies to overdrafts created by check, an in-person withdrawal, ATM withdrawal or other electronic means.

Disclosures that apply to all interest earning consumer checking plans: back

Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected balance each day.
Interest will be compounded and credited to your account monthly.
If you close your account before interest is credited, you will receive the accrued interest.
Interest begins to accrue no later than the business day we receive collected credit for the deposit of non-cash items (checks).

Careers | About Us | Policies
Equal Housing Lender | Member FDIC